I have only paid the deposit for an upcoming trip. Should I cancel now or pay the £1,600? 

We have a 10 day trip booked at the end of May to Corfu. My wife, young daughter and I booked it through LoveHolidays and the flights are with Ryanair. The trip came to just over £2,000, but luckily I only paid for 20 per cent upfront with American Express. We are due to pay … Read more

Renewing renters handed rebates thanks to tenancy deposit rule changes

Renters renewing tenancies handed rebates thanks to government ban on high deposits… with one totalling £3,385 Cap on tenancy deposits sees an average £320 returned to overpaying renters This follows government legislation which in June banned rip off tenancy fees  Deposits are now capped to five weeks’ rent or six weeks’ for rent over £50,000  By … Read more

How to remortgage with a small deposit as lenders pull deals

Homeowners who bought with a small deposit and are now nearing the end of their fixed or tracker rate deal could find themselves forced onto a higher interest rate, pushing monthly payments up significantly.    Most lenders say they will honour the Government promise to offer homeowners struggling financially due to coronavirus a mortgage payment holiday … Read more

House builder says cancer patient MUST buy their home or face losing deposit despite coronavirus.

Craig Aynsley and his partner Claire, pictured in happier times before he fell ill with cancer Craig Aynsley, 46 from Northumberland, has been unable to work for five years after two separate battles with cancer – but thought his life had turned a corner last year after finding his dream home. After putting down a … Read more

I moved flat last weekend, during the coronavirus outbreak. Can I get my deposit back in 10 days?

I moved flat last weekend, thankfully just before the Government lockdown, but have still got access to my old flat for the week. I am currently using it as my office during the day before returning to the other flat, which is a one minute walk away, in the evening. With everything happening at the … Read more

Halifax and Barclays scrap new mortgages below 40% deposit

Two of Britain’s biggest banks have pulled new mortgages for all but those with the biggest deposits or sizeable equity in their homes. Barclays and Halifax have both stopped selling all mortgages above 60 per cent loan-to-value this week, as the housing market grinds to a halt amid the coronavirus outbreak.  The move triggered by … Read more