Home need a revamp? We explain how to fund it with a remortgage

Home improvements are high on the agenda for UK property owners this year – which makes sense since we have been spending so much time around the house.  According to a UK study commissioned by online mortgage broker Habito, 62 per cent of homeowners want to carry out renovations this year. Of these, 37 per … Read more

My mortgage deal is about to end and I need to remortgage

I bought my first property last year and I’m due to remortgage in May 2021 as my initial two-year fixed introductory deal expires then.  When I took out my first mortgage the term was 35 years. Will the term be different when I remortgage?  Also when I purchased the property in May 2019 it needed … Read more

Taking a mortgage holiday could make it more difficult to remortgage in the future experts warn

Revealed: 1.2million households have already taken a mortgage holiday – but experts warn some could struggle to remortgage as a result Some 1.2m households have taken a mortgage repayment holiday so far The vast majority of these will have been financially hit by coronavirus  But experts warn these borrowers may be looked upon unfavourably in future  … Read more

How to remortgage with a small deposit as lenders pull deals

Homeowners who bought with a small deposit and are now nearing the end of their fixed or tracker rate deal could find themselves forced onto a higher interest rate, pushing monthly payments up significantly.    Most lenders say they will honour the Government promise to offer homeowners struggling financially due to coronavirus a mortgage payment holiday … Read more