Ensuring your investments are sufficiently diversified is not an easy task. But experts say it is now more vital than ever to make sure your portfolio reflects your appetite for risk – and the time frame in which you might need the money. Financial adviser Jonothan McColgan, of Bath-based Combined Financial Strategies, usually recommends rebalancing … Read more
Activists like Greta Thunberg have put climate change at the top of the agenda As Greta Thunberg puts the environment at the top of the agenda and even bakery chain Greggs sees the financial benefits of a vegan sausage roll, the investment industry is responding to changing customer demand. Imagine if we all used our … Read more
Global markets are crashing, fear over Covid-19 is growing and market uncertainty is prevalent, but some may believe now is the best time to get into investing – to buy shares in the sales after a huge fall. The FTSE 100 saw its second biggest daily drop last Thursday at 10.9 per cent and is … Read more
With university fees and the cost of getting on the property ladder making it ever harder for young people to make their way in the world, parents are increasingly keen to provide a nest egg for their children. One way is to use a Junior Isa, or Jisa, which last week was given a major … Read more
My financial adviser has offered to sort out my Isa for me this year, but should I let them? How much might I expect to pay to have them do it for me, and can’t I just pick some investment funds and do this job myself? Advice fees: Should I let my financial adviser sort … Read more
Although you might not agree with me given what has been happening to stock markets, investing for the future remains one of the best ways to accumulate long-term wealth. Forget cash that should primarily be put aside to meet financial emergencies or fund some of life’s luxuries – a holiday here, a new settee there. And … Read more
The FTSE 100 index of Britain’s biggest listed companies has slumped almost 30 per cent since the start of the year. The FTSE 250 index has been equally hammered and smaller AIM stocks are suffering badly, too. Coronavirus has panicked markets and the future seems more uncertain than ever, even as the Government, central banks and … Read more
Although stock markets have fallen sharply in value over recent weeks, some of the country’s leading money experts believe investors should not panic. Their advice is to stay invested, think long term and to drip money into the market over the coming months, using this tax year’s and next year’s Isa allowance. Here, experts tell … Read more
As founder of website Boring Money, I have been testing online Isa investment platforms for many years. In theory, they are the best way to run an Isa portfolio because you can manage it from your computer – making changes and keeping a check on its progress. You can also invest in the full range … Read more