Ryan Hughes is head of active portfolios at financial services firm AJ Bell. Investment trusts represent an excellent way to invest whether you are just starting out or have already established a well-diversified portfolio. However, they do have some interesting quirks and features that mean careful research is important in order to fully understand what … Read more
Chris Barrett: If you tend to panic during market declines, you should consider a more conservative asset allocation Chris Barrett is the investment director at wealth management firm JM Finn. Asset classes such as stocks, bonds, cash, property, and alternatives like gold, are interconnected yet differ in terms of their exposure to global risks. They tend … Read more
‘Simplify, then add lightness’: My Isa could learn from Colin Chapman’s Lotus but I’m baulking at the cost of an investing spring clean, says SIMON LAMBERT By Simon Lambert for Thisismoney.co.uk Published: 09:55 BST, 6 May 2021 | Updated: 09:58 BST, 6 May 2021 ‘Simplify, then add lightness.’ That was the famous philosophy of Lotus … Read more
I opened a new investing Isa with Freetrade for the 2021/22 tax year. It costs only £3 a month but having started to search for things I want to buy – ETFs, investment trusts and small cap shares – I’ve found they are not available unless you sign up for their Plus account, which is … Read more
Can I invest in a new stocks and shares Isa, and continue paying into the one I opened in the last tax year? By Jayna Rana For Thisismoney.co.uk Published: 07:18 BST, 19 April 2021 | Updated: 07:18 BST, 19 April 2021 I have a stocks and shares Isa with a DIY investing platform where I … Read more
33-year-old Craig Hughes, from North Lincolnshire, mounted a defence of the Lifetime Isa as a supplementary pension If Isa season is all about working out ways to keep as much of your money away from the taxman as possible, Rishi Sunak’s latest Budget made that a little trickier. Dubbed a stealth raid on household finances, … Read more
Would you fix your cash Isa for 7 years at 1.65%? This crash will deter investors, but I’d still back a decent dividend investment trust to beat that, says SIMON LAMBERT By Simon Lambert for Thisismoney.co.uk Published: 09:41 BST, 9 April 2020 | Updated: 09:41 BST, 9 April 2020 Would you fix your cash Isa … Read more
If Isa season is judged by how many new tax-free savings deals pop up in February and March, then 2020 has been an almost non-entity. At the start of this year, there were 149 easy-access Isas paying an average of 0.85 per cent, according to Moneyfacts. By the first day of the new tax year … Read more
How to invest in an Isa for the new tax year to profit in the good times AND protect against storms By James Norton For This Is Money Published: 13:05 BST, 6 April 2020 | Updated: 13:05 BST, 6 April 2020 James Norton, a senior investment planner, at Vanguard UK, explains how he has simplified … Read more
Chancellor Rishi Sunak raised the Junior Isa allowance from £4,368 to £9,000 in the 2020 Budget Savers weren’t handed many giveaways in an 11 March Budget primarily focused on the coronavirus outbreak. But one pleasant surprise was a more than doubling of the tax-free Junior Isa allowance from £4,368 to £9,000, which comes into force … Read more